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How To Sell Your House If You Don't Have Enough Equity

Traditionally in real estate sales, the seller pays for most of the cost of the transaction. Typical costs can be real estate commissions for both the buyer’s and seller’s agents, title insurance, escrow fees, real estate taxes, and often even fees for the buyer’s new loan.

In most cases, these costs will be in the range of 10% or more of the negotiated selling price. In today’s economy, money is tight for everyone. Particularly with FHA buyers, an additional 3% can be negotiated and come out of your sales proceeds. That means that for every $100,000 in the selling price, between $10,000 and $13,000 will be taken out of your proceeds at closing. $10,000 to $13,000 is a bitter pill to swallow for any home owner!

No wonder many sellers simply cannot afford to sell under these conditions. If you’ve bought your home with 100% financing in the last 5 to 10 years you most likely don’t have enough equity to cover these costs. And even if you’ve put up a 5% or 10% down payment, you may still be “under water” due to the declining markets and no appreciation.

We don’t need your closing costs. That’s why we are the best solution for you. At Freda Group, we have solutions for many different situations – yours could be one of them! If your property meets our buying criteria, we can buy your home even if you cannot afford to pay for the cost of selling, and we will even cover any closing costs for you.

Find Out How We Can Help

Life Happens. We'll work with you and make you an offer on your property. We pay cash and close quickly, without any cost to you. Submit your information below to get started.



“It was a quick, smooth transition. I would refer this company to other veterans. Thank you for peace of mind."
-Stacy P.

"Thanks for your help... It was great working with you. Thanks again!" 
-Timothy B. 

“... We closed in 30 days as requested. Transaction was processed in a very professional manner. Funds wired in my account within 48 hrs. I would do business with them again..”
-Macklin S.

"This has been the most hassle free deal I have done. Recia was a person of her word and made it effortless to do business with Freda Group"

-Marshall M.

"Thank you for making the process of selling my house so easy and quick!"

-Ray C.

The process of selling my two investment properties to the Freda Group was easy and quick. I was a little skeptical at first because they had reached out to me via a cold call. However they were extremely professional and easy to work with. They didn't come forward with a low ball offer (like I was worried about), and after only one round of negotiation we landed at a fair price (for one of the units I sold), and for the second unit I sold them their first offer was acceptable so there was no back and forth. They were always responsive and were able to close in less than a month. All in all it was a great experience and I would be happy to do business with them again in the future.

-Adam D.

"This was a very smooth process for us."

-Debra L.

Call us today at 480-725-5154 or send a message below.

About Us

At Freda Group, we are a multi-service company who BUYS, REPAIRS, MANAGES, and SELLS HOMES while focusing on providing you with Fast, Friendly, and Flexible service.

Contact Us

Freda Group
610 E Bell Rd, Suite #2-234
Phoenix AZ 85022

Customer Support
480-725-5154
[email protected]